Agency ad account: what it is and who needs one
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An agency ad account is registered to an agency, and you get access to it. You run the traffic, the agency owns the account on the platform side. BlueWave issues these accounts on six platforms: Meta, TikTok, Google, Bing Ads, X and Telegram Ads. Payment is in USDT and the account arrives with its balance already on it, within an hour of your payment clearing.
If you buy traffic in gray verticals, what happens after a ban is the part that decides which provider you pick, so it comes first.
What is an agency ad account
Every ad account has an owner. On a personal account that is you: you register it, pay for it and talk to the platform yourself. On an agency account the agency is the owner, you work inside it as the advertiser, and accounts are issued for your team.
Google has a similar tool with a different role: the manager account (MCC). It runs several client accounts from one login, gives team members access levels and pays by monthly invoice. The client stays the owner of the client account, keeps access and can unlink the manager account at any time (Google Ads Help, checked: October 2026). At BlueWave the account is registered to the agency and the client gets access. This guide has no rules for the other platforms, only BlueWave’s own terms.
What happens when an agency account gets banned
Bans happen on agency accounts too. We do not control platform rules and we cannot predict a platform’s decision. What we control is the process after it, and it has three parts:
- Replacement: 30–60 minutes from your report, 24/7, no extra charge, on every ban.
- Balance transfer: the remaining balance moves to the new account within 1 hour of your report, with no fee. It runs in parallel with the replacement.
- Cash refund: if you do not want a new account, the balance goes back in about 12 hours to the wallet you topped up from. That holds when the platform froze the money. The fee on the returned balance stays with us. If you are leaving for good, the refund takes the same 12 hours.
Who uses agency accounts
- Gray verticals. Gambling, betting, nutra, crypto, finance, dating and the rest of arbitrage. They are open on all six platforms, TikTok and Google included.
- Teams. Buyer teams of 4–6 people and bigger are common here. Each buyer gets several accounts.
- Anyone who loses an account at night. Nights and weekends, you write to your group chat and the manager is online around the clock.
- Buyers with their own stack. Your own BM, antidetect browser and pixel all work with our accounts. We do not sell proxies, antidetect browsers or creatives. A client BM gets partner access to the account. It is Meta’s agency access, and it cannot be passed on to a third BM.
Six questions to ask any agency account provider
Prices and terms differ between sellers, and the quickest way to compare them is to ask the same six things. BlueWave’s answers are in the right column.
| Question | BlueWave’s answer |
|---|---|
| Who is the account registered to? | The agency, you get access |
| How long does a replacement take? | 30–60 minutes from your report, every ban, no extra charge |
| What happens to the balance after a ban? | Transfer to a new account within 1 hour of your report, no fee, or a refund in about 12 hours |
| How is the rate charged? | By the month’s top-ups, 10%, 8% or 6%, taken from the top-up at once |
| How do you pay and who covers network fees? | USDT on TRC-20 or BEP-20, the client covers the network fee |
| Who do you talk to? | A manager in a personal chat, then a group with managers, team leads and the CEO |
If a seller has no number for one of the six, count it as unanswered.
Agency account vs personal account
| Personal account | BlueWave agency account | |
|---|---|---|
| Owner | you | the agency, you get access |
| After a ban | you file the appeal yourself under the platform’s rules | BlueWave files the appeal, plus replacement, balance transfer or refund |
After a ban you pick from the process above. On any platform you write to your manager and we file the review or appeal. The platform decides it.
What the fee looks like in dollars
The rate depends on your month’s top-ups. It comes off the top-up at once, so the account balance is lower than what you send:
| Top-ups in the month | Rate | From $1,000 to the account | From $10,000 to the account |
|---|---|---|---|
| up to $10,000 | 10% | $900 | $9,000 |
| from $10,001 | 8% | $920 | $9,200 |
| from $50,001 | 6% | $940 | $9,400 |
The rate is set by the month’s top-ups including that one. A top-up that itself crosses a threshold goes entirely at the new rate.
The minimum top-up is $500. The first test payment is $300 at 10%, and the account gets $270. You can also start at $500 straight away. A balance top-up lands in up to 15 minutes, 24/7.
If you need an exact amount on the account, work backwards. To land $10,000:
| Rate | Send |
|---|---|
| 10% | $11,112 |
| 8% | $10,870 |
| 6% | $10,639 |
The network fee comes on top.
What a month looks like when all your ad budget goes through us in $10,000 top-ups (the last one takes the remainder):
| Top-ups in the month | Fee for the month | On accounts for the month |
|---|---|---|
| $10,000 | $1,000 | $9,000 |
| $20,000 | $1,800 | $18,200 |
| $60,000 | $4,800 | $55,200 |
In the last row the first top-up goes at 10% ($1,000), the next four at 8% ($3,200) and the sixth at 6% ($600).
Payment is USDT only, on TRC-20 or BEP-20. The manager posts the wallet address and amount in your group as an invoice image. It is a picture to pay from. There is no contract and no legal entity, and nobody asks for a passport or codes.
What an agency account does not do
It does not run your campaigns. Responsibility splits three ways:
- BlueWave: account delivery, balance top-ups, replacement, balance transfer, refund, the manager and the group chat.
- You: the offer, creatives, setup and traffic, plus the proxies and antidetect browser we do not sell. Your own BM and pixel are allowed.
- The platform: its rules, moderation decisions and how long an appeal takes.
How to get an agency ad account
- Tell the manager the platform, the vertical and your monthly top-up amount.
- The manager sends terms for that amount: rate, minimum, delivery time.
- We open your group. It appears once the terms are agreed, before you pay, with managers, team leads and the CEO. The CEO reads and replies.
- The manager posts the invoice image and you pay in USDT.
- Once the payment clears, the account arrives with its balance.
Payment comes first and delivery second, so settle questions about the rate, replacement and balance before the invoice. The $300 test runs the whole path from terms to delivery. If the volume is clear from day one, start at $500.
The manager is online around the clock, replies within 15 minutes and writes in your language. The invoice comes at any hour. Platforms and verticals are in the Platforms section of the site. To talk through your top-up amount and vertical, message @bluewave_mngr.
